Ingabe Ungayithola I-Medicare Ngaphambi Kweminyaka Engama-65?

-Delile

• Ukufaneleka kweMedicare ngokukhubazeka
• Ukufaneleka kwe-Medicare ngenxa yokukhubazeka kwe-RRB
• Ukufaneleka kwe-Medicare ngenxa yokugula okuthile
• Ukufaneleka kweMedicare ebudlelwaneni bomndeni
• Izidingo zokufaneleka eziyisisekelo ze-Medicare
• Ukudla okudlela endlini

Ukufaneleka kweMedicare kuqala lapho uneminyaka engama-65. Kodwa-ke, ungathola iMedicare ngaphambi kokuba ufinyelele eminyakeni engama-65 uma uhlangabezana neziqu ezithile. Lezi ziqu zifaka:

• Ukukhubazeka Kwezokuphepha Komphakathi
• Ukukhubazeka kweBhodi Yezitimela (RRB)
• ukugula okuthile: I-Amyotrophic lateral sclerosis (ALS) noma isifo sesifo sokugcina (ESRD)
• ubuhlobo bomndeni
• izidingo eziyisisekelo zokufaneleka

Qhubeka ufunda ukuze ufunde kabanzi mayelana nokuthi ungayifanelekela kanjani iMedicare ngaphambi kokuguqula iminyaka engama-65.

Ukufaneleka kweMedicare ngokukhubazeka

Uma uneminyaka engaphansi kwengama-65 futhi ubulokhu uthola izinzuzo zokukhubazeka Komphakathi izinyanga ezingama-24, ufanelekela iMedicare.

Ungabhalisa enyangeni yakho yama-22 yokuthola lezi zinzuzo, futhi ukumbozwa kwakho kuzoqala ngenyanga yakho yama-25 yokuzithola.

Uma unelungelo lokuthola izinzuzo zanyanga zonke ngokususelwe ekukhubazekeni emsebenzini futhi unikezwe iqhwa lokukhubazeka, uyafaneleka ukuthola i-Medicare ngenyanga yama-30 ngemuva kosuku lweqhwa.

Ukufaneleka kwe-Medicare ngenxa yokukhubazeka kwe-RRB

Uma uthola impesheni yokukhubazeka evela kwiBhodi Yesitimela Yokuthatha Umhlalaphansi (RRB) futhi uhlangabezana nenqubo ethile, ungahle ufaneleke ukuthola iMedicare ngaphambi kweminyaka yobudala engama-65.

Ukufaneleka kwe-Medicare ngenxa yokugula okuthile

Ungahle ufaneleke ukuthola i-Medicare uma unayo:

• Ukufaneleka kweMedicare ebudlelwaneni bomndeni

  Ngaphansi kwezimo ezithile, futhi ngokulandela isikhathi sokulinda sezinyanga ezingama-24, ungahle ufaneleke ukuthola i-Medicare engaphansi kweminyaka engama-65 ngokuya ngobuhlobo bakho nomamukeli weMedare, kufaka phakathi:

  • umfelokazi okhubazekile ongaphansi kweminyaka engama-65
  • abakhubazekile abasaphila abalingani abahlukanisile abaneminyaka yobudala engama-65
  • izingane ezikhubazekile

  Izidingo zokufaneleka eziyisisekelo ze-Medicare

  Ukuze ufanelekele i-Medicare ngaphansi kwanoma yiziphi izimo, kufaka phakathi ukufinyelela eminyakeni yobudala engama-65 naleyo echazwe ngenhla, kuzodingeka uhlangabezane nalezi zidingo zokufaneleka ezilandelayo:

  • Ubuzwe base-U.S. Kufanele ube yisakhamuzi, noma ngabe ube ngumhlali ngokusemthethweni ngokomthetho okungenani iminyaka emihlanu.
  • Ikheli. Kufanele ube nekheli elizinzile lase-U.S.
  • I-HSA. Awukwazi ukufaka isandla kwi-Akhawunti Yokonga Impilo (HSA); noma kunjalo, ungasebenzisa izimali ezikhona ku-HSA yakho.

  Ezimweni eziningi, uzodinga ukuthola ukunakekelwa ngaphakathi kwe-U.S.

  
  

  Uma uboshiwe, ngokuvamile isikhungo sokuhlunyeleliswa kwezimilo sizohlinzeka futhi sikhokhele ukunakekelwa kwakho, hhayi iMedicare.

  Ukudla okudlela endlini

  I-Medicare uhlelo lukahulumeni wase-U.S. Lomshuwalense wezempilo kubantu abaneminyaka engama-65 noma ngaphezulu. Ungafanelekela iMedicare ngaphambi kokuthi ufinyelele kuma-65 ngaphansi kwezimo ezithile kufaka phakathi:

  • ukukhubazeka
  • Impesheni yokukhubazeka kweBhodi Yesitimela
  • ukugula okuthile
  • ubuhlobo bomndeni

  Ungahlola ukufaneleka kwakho kwe-Medicare ngokufaneleka kwe-Medicare okuku-inthanethi nokubala kwe-premium.

  Imininingwane ekule webhusayithi ingakusiza ekwenzeni izinqumo eziphathelene nomshuwalense, kepha ayihloselwe ukunikeza iseluleko maqondana nokuthengwa noma ukusetshenziswa kwanoma imuphi umshwalense noma imikhiqizo yomshuwalense. I-Healthline Media ayisebenzisi ibhizinisi lomshwalense nganoma iyiphi indlela futhi ayinamalayisensi njengenkampani yomshuwalense noma umkhiqizi kunoma iyiphi indawo yase-U.S. I-Healthline Media ayincomi noma ivumele noma yiziphi izinkampani zangaphandle ezingase zenze ibhizinisi lomshwalense.