Ngabe i-Medicare Yemukelwa Ngodokotela Abaningi?

-Delile

• Ungamthola kanjani udokotela owemukela iMedicare
• Ngabe ngizoba nemali ngesikhathi sokuqokwa kwami?
• Ukuthatha

• Odokotela abaningi bokunakekelwa okuyisisekelo bamukela iMedicare.
• Kungumqondo omuhle ukuqinisekisa ukumboza kwakho ngaphambi kokuqokwa kwakho, ikakhulukazi lapho ubona uchwepheshe. Ungakwenza lokhu ngokushayela ihhovisi likadokotela futhi unikeze imininingwane yakho ye-Medicare.
• Ungashayela futhi umhlinzeki wakho we-Medicare ukuqinisekisa ukufakwa.

Impendulo elula yalo mbuzo inguyebo. Amaphesenti angamashumi ayisishiyagalolunye nesithathu odokotela bokunakekelwa okuyisisekelo abangabheki izingane bathi bayayemukela iMedicare, okufana namaphesenti angama-94 amukela umshwalense wangasese. Kodwa futhi kuya ngohlobo lokutholakala kwe-Medicare onalo, nokuthi usuvele uyisiguli samanje.

Qhubeka ufunde ukuze ufunde kabanzi ngokutholakala kwe-Medicare nokuthi unganquma kanjani ukuthi uzombozwa yini.

Ungamthola kanjani udokotela owemukela iMedicare

Iwebhusayithi ye-Medicare inezinsizakusebenza ezibizwa nge-Physician Qhathanisa ongazisebenzisa ukusesha odokotela nezikhungo ezibhaliswe kwi-Medicare. Ungashayela futhi i-800-MEDICARE ukukhuluma nommeleli.

Uma usohlelweni lwe-Medicare Advantage, ungashayela abahlinzeki bohlelo noma usebenzise iwebhusayithi yabo yelungu ukusesha udokotela.

Kumathuluzi amaningi, ungabhekabheka okhethekile kwezokwelapha, isimo sezokwelapha, isitho somzimba, noma uhlelo lwesitho. Ungahlunga nokusesha kwakho nge:

• indawo nekhodi ye-ZIP
• ubulili
• ukuhlangana esibhedlela
• isibongo sikadokotela

Ngaphezu kwamathuluzi aku-inthanethi noma ukubiza umhlinzeki wakho womshuwalense, kufanele futhi ushayele udokotela noma isikhungo ukuqinisekisa ukuthi bathatha i-Medicare futhi bamukela iziguli ezintsha ze-Medicare.

Ngabe ngizoba nemali ngesikhathi sokuqokwa kwami?

Ngenkathi abahlinzeki beMedicare ababambe iqhaza bengakukhokhisi ngaphezu kwemali evunyelwe yi-Medicare, usengaba nesibopho sokukhokhelwa kwemali, ukudonswa kwemali kanye nezinkokhelo.

Abanye odokotela bangadinga ezinye noma zonke lezi zinkokhelo ngesikhathi sokuqokwa kwakho, kanti abanye bangathumela isikweletu ngemuva kwalokho. Hlala uqinisekisa izinqubomgomo zokukhokha ngaphambi kokuqokwa kwakho.

Udokotela wakho angayeka ukwamukela umshuwalense we-Medicare ngezizathu ezahlukahlukene. Uma lokhu kwenzeka, ungakhokha ephaketheni ukuze uqhubeke nensizakalo noma uthole udokotela ohlukile owamukela iMedicare.

Udokotela wakho angaba umhlinzeki ongabambi iqhaza. Lokhu kusho ukuthi babhalisile ohlelweni lwe-Medicare kepha bangakhetha ukuthi bayasamukela noma cha isabelo. Odokotela bangakukhokhisa imali ekhawulelwe efinyelela kumaphesenti ayi-15 ngaphezulu yensizakalo uma udokotela wakho engakwamukeli ukwabelwa lo msebenzi.

Ukuthatha

Ochwepheshe abaningi bezokwelapha bayayemukela iMedicare, kodwa ngaso sonke isikhathi kuwumqondo omuhle ukuqinisekisa ukuthi udokotela wakho ungumhlinzeki weMedicare. Uma udokotela wakho eyeka ukuthatha i-Medicare, ungahle ufune ukubabuza ukuthi kuthinta kanjani uhlelo lwakho nokuthi ungenzani ukuze uqiniseke ukuthi umboziwe ngokwezimali.

Imininingwane ekule webhusayithi ingakusiza ekwenzeni izinqumo eziphathelene nomshuwalense, kepha ayihloselwe ukunikeza iseluleko maqondana nokuthengwa noma ukusetshenziswa kwanoma imuphi umshwalense noma imikhiqizo yomshuwalense. I-Healthline ayisebenzisi ibhizinisi lomshuwalense nganoma iyiphi indlela futhi ayinamalayisensi njengenkampani yomshuwalense noma umkhiqizi kunoma iyiphi indawo yase-U.S. I-Healthline ayincomi noma ivumele noma yiziphi izinkampani zangaphandle ezingase zenze ibhizinisi lomshwalense.