Isinqumo Esibalulekile Odinga Ukusenza Kule Nyanga

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Kulula ukucabanga ukuthi awuyidingi ngempela umshuwalense wezempilo, ikakhulukazi uma usemncane, ungenayo imibandela yezokwelapha engapheli, futhi ungomunye walabo bantu ababonakala bengaguli. Kodwa noma ubani angakwazi ukusula ngeqhwa futhi aphule umlenze (okungagijima u-$ 7,500) noma uthole igciwane elibi futhi udinga ukulaliswa esibhedlela (izinsuku ezintathu zingabiza ama-$ 30,000 emangalisayo). Ngakho yebo, uyayidinga. Ngaphezu kwalokho, uzothola ukufinyelela ezintweni ezinjengokunakekelwa kwamahhala kokuvikela (njengokuhlolwa kanye ne-pap smear), ukulawula inzalo, futhi uzokhokha kancane ngokuzayo uma ucabanga ukuthi imvukuzane ehlombe lakho ingase ibe yinto okufanele ukhathazeke ngayo.

Kepha uthola lezo zinzuzo kuphela uma ubhalisa empeleni! Ukubhaliswa okuvulekile kwezinhlelo ngaphansi kwe-Affordable Care Act kuqala ngoMgqibelo futhi kuqhubeka kuze kube nguDisemba 15. Ungalindi kuze kube umzuzu wokugcina ukuze uthole ukuthi yini. (Futhi khumbula, uma uthola ukumbozwa ngo-2014, udinga ukukhetha uhlelo olusha noma ukubhalisa kabusha ukuze uhlale umboziwe ngo-2015.)

Ukhathazekile ngezindleko? Inhlangano engenzi nzuzo i-Enroll America ithole ukuthi ngonyaka odlule, amaphesenti angama-63 abantu abadala abangenawo umshwalense abazange bazame nokuzama ukubheka ukufakwa, futhi iningi lalabo bantu lacaphuna ukukwazi ukuzikhokhela njengesizathu. Kodwa uma wenza ngaphansi kweholo elithile, ungase ufaneleke ukuthola izindleko eziphansi zokukhokha. Futhi, izinhlawulo zokungatholakali ziyakhuphuka (uma kungenjalo) kulo nyaka (2014), uzohlawuliswa iphesenti elilodwa lomholo wakho wasekhaya noma u- $ 95 umuntu ngamunye (noma yikuphi okuphezulu) lapho ukhokha izintela zakho ngo-April ozayo. Kodwa uma ungatholi ukukhishwa ngo-2015, inhlawulo izoba ngamaphesenti amabili wemali yakho engenayo noma u- $ 325 umuntu ngamunye. (Uma uzama ukunciphisa, gcina imali futhi imali ngala macebiso.)

Ukuthenga umshuwalense wezempilo kungabonakala njengenqubo esabisayo (futhi kumnandi njengokuhlanza amazinyo akho), kepha i-carecare.gov ibeka zonke izinyathelo odinga ukuzithatha futhi inesigaba se-FAQ esiphelele. Mane ubeke iso lakho kumklomelo: ukuvakashelwa odokotela okuhlanganisiwe, ukunakekelwa kwamahhala kokuvikela, ukugwema inhlawulo, nokuthula kwengqondo wazi ukuthi isimo esiphuthumayo sezokwelapha ngeke sisule i-akhawunti yakho yasebhange.

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