Umuthi Wokugomela WeCoronavirus: Ngabe I-Medicare Izowusibekela?

-Delile

• Ngabe i-Medicare izokwemboza umuthi wokugomela we-2019 novel coronavirus (COVID-19)?
• Uzoba khona nini umuthi wokugoma we-2019 novel coronavirus (COVID-19)?
• Yini embozwa yiMedicare yenoveli coronavirus ka-2019 (COVID-19)?
• Ingabe ihlanganisa ukuhlolwa?
• Ingabe ihlanganisa ukuvakashelwa kodokotela?
• Ingabe ihlanganisa ukulaliswa esibhedlela?
• Kuthiwani uma ngidinga i-ambulensi?
• Kuthiwani uma nginecebo le-Medicare Advantage?
• Okubalulekile

• Lapho kutholakala umuthi wokugomela we-2019 novel coronavirus (SARS-CoV-2), i-Medicare Part B ne-Medicare Advantage izowumboza.
• Umthetho wakamuva we-CARES usho ngqo ukuthi iMedicare Part B izomboza umuthi wokugoma we-coronavirus wenoveli ka-2019.
• Ngenxa yokuthi i-Medicare Advantage iyadingeka ukufaka ukumbozwa okuyisisekelo okufanayo ne-Medicare yasekuqaleni (izingxenye A no-B), izinhlelo ze-Advantage zizophinda zihlanganise umuthi wokugoma omusha uma usuthuthukisiwe.

Njengamanje siphakathi kobhadane olubangelwe i-coronavirus yenoveli ka-2019. Igama langempela laleli gciwane nguSARS-CoV-2, kanti isifo esisibizayo sibizwa nge-COVID-19.

Okwamanje awukho umuthi wokugoma we-coronavirus yenoveli ka-2019. Kodwa-ke, ososayensi basebenza kanzima ukuyakha. Kodwa ingabe iMedicare izoyimboza lapho itholakala?

I-Medicare izomboza umuthi wokugoma we-coronavirus ka-2019 wenoveli. Qhubeka ufunde ngezansi ukuze ufunde kabanzi.

Ngabe i-Medicare izokwemboza umuthi wokugomela we-2019 novel coronavirus (COVID-19)?

IMedicare izomboza umuthi wokugoma we-coronavirus yenoveli ka-2019 lapho usutholakala. Umthetho wakamuva we-CARES, usho ngqo ukuthi iMedicare Part B izofaka umuthi wokugoma we-coronavirus wenoveli ka-2019.

Kepha kuthiwani ngabantu abanecebo leMedicare Part C (Advantage)?

Ngoba lezi zinhlelo ziyadingeka ukufaka ukufakwa okuyisisekelo okunikezwa yi-Medicare yasekuqaleni (izingxenye A no-B), labo abanecebo le-Advantage nabo bazombozwa.

Uzoba khona nini umuthi wokugoma we-2019 novel coronavirus (COVID-19)?

Njengamanje kukholakala ukuthi kuzothatha okungenani ukuthi umuthi wokugoma utholakale. Lokhu kungenxa yokuthi imijovo yokugoma, njengezinye izidakamizwa, kufanele ihlolwe ngokuqinile futhi ihlolwe ngemitholampilo ukuqinisekisa ukuthi iphephile futhi isebenza kahle.

Ucwaningo ngemithi yokugoma i-coronavirus yenoveli ka-2019 isiqhume ezinyangeni ezedlule. Empeleni, iphephabhuku i-Nature Reviews Drug Discovery lilinganisele ukuthi kunabantu abangu-115 abazongenela umjovo njengamanje abasathuthuka!

Kodwa-ke, bambalwa kuphela balaba bantu abangenele izivivinyo zokwelashwa zesigaba I. Lolu hlobo lwesilingo lwenzelwe ukuhlola ukuphepha komuthi wokugoma eqenjini lamavolontiya anempilo.

Abazongenela umgomo njengamanje abasesivivinyweni sesigaba sokuqala:

• I-mRNA-1273 ngo-Moderna
• I-Ad5-nCoV ye-CanSino Biologics
• INO-4800 ngu-Inovio Pharmaceuticals
• I-LV-SMENP-DC ngeShenzhen Geno-Immune Medical Institute
• I-aAPC ethize yamagciwane yiShenzhen Geno-Immune Medical Institute

Amasu asetshenziselwe ukwenza le mithi yokugoma ahluke kakhulu. Eziningi zazo zigxila ekwenzeni ama-antibody kuphrotheni le-SARS-CoV-2 S. Le yiprotheni leli gciwane eliyisebenzisayo ukunamathisela kulo bese lingena kwiseli elisingethe.

Yini embozwa yiMedicare yenoveli coronavirus ka-2019 (COVID-19)?

Okwamanje kuvunyelwe i-COVID-19. Kungenzeka ukuthi labo abagulayo bazodinga ukusebenzisa izinsizakalo ezahlukahlukene zeziguli ezingalali nezeziguli njengoba belulama. Ngakho-ke yini ngempela i-Medicare ehlanganisa?

Uma ugula nge-COVID-19, i-Medicare izokhipha izidingo zakho eziningi zezempilo. Ake siphendule eminye imibuzo ongase ube nayo ngezansi.

Ingabe ihlanganisa ukuhlolwa?

I-Medicare Part B ihlanganisa izindleko zokuhlolwa ukuthola ukuthi unayo yini i-COVID-19. Ngeke ukhokhe lutho ngokuhlolwa.

Ingxenye B ibuye ibhekele izindleko zokunye ukuhlolwa okudingekayo kwezokwelapha ukusiza ukuxilonga i-COVID-19. Isibonelo esisodwa salokhu ukuskena kwe-lung CT. Ngokujwayelekile uzokhokha amaphesenti angama-20 ezindleko eziphelele ngemuva kokuhlangabezana nokudonswa kweNgxenye B yakho ($ 198).

Ingabe ihlanganisa ukuvakashelwa kodokotela?

IMedicare Part B ihlanganisa izindleko zokuvakashelwa kodokotela abangalaliswa ngaphandle. Ngemuva kokuhlangabezana nokudonswa kwemali yakho, uvame ukuba nesibopho sokukhokha amaphesenti angama-20 ezindleko eziphelele.

Uma udokotela wakho ekunika imithi yokusiza ukwelapha i-COVID-19, iMedicare Part D ingakufihla lokhu. Ingxenye D ukumbozwa kwezidakamizwa kadokotela.

Abantu abane-Medicare yangempela bangathenga uhlelo lwengxenye D. Ingxenye D ifakiwe ezinhlelweni eziningi ze-Advantage.

Ukuhlanganiswa kokuvakashelwa kwe-telehealth nakho kuye kwanda ngesikhathi sobhadane. Lokhu ukuhambela kodokotela okubonakalayo okwenziwa esikhundleni sokuvakashela wena uqobo ehhovisi. Ngemuva kokuhlangabezana nokudonswa kweNgxenye B yakho, uzokhokha amaphesenti angama-20 ezindleko eziphelele.

Ingabe ihlanganisa ukulaliswa esibhedlela?

Uma ungeniswa njengesiguli esingalaliswayo esibhedlela ngenxa ye-COVID-19, iMedicare Part A izokhokha lezi zindleko. Uzoba nesibopho sokudonswa imali engu- $ 1,408 ngesikhathi sakho senzuzo kanye nesiqinisekiso sansuku zonke sokuqala ngemuva kosuku lwama-60.

Ingxenye A ihlanganisa izinsizakalo ezinjengalezi:

• ikamelo lakho
• ukudla
• izinsizakalo ezijwayelekile zabahlengikazi
• imithi enikezwa njengengxenye yokwelashwa kwakho kweziguli
• ezinye izimpahla zesibhedlela noma izinsizakalo

Ingxenye A ibuye ihlanganise abantu ebebengadedelwa ngokujwayelekile kodwa badinga ukuhlala ngokuvalelwa bodwa esibhedlela noma kwenye indawo yokugula.

Ngokwengeziwe, Ingxenye B ihlanganisa izinsizakalo eziningi zodokotela ozithola ngenkathi uyisiguli esingalaliswayo esibhedlela.

Kuthiwani uma ngidinga i-ambulensi?

IMedicare Part B izobhekelela ukuthuthwa komhlaba nge-ambulensi iye esibhedlela esiseduze. Ngemuva kokuhlangabezana nemali yakho engadonselwa phansi, uzokhokha amaphesenti angama-20 ezindleko eziphelele.

Kuthiwani uma nginecebo le-Medicare Advantage?

Izinhlelo zenzuzo ziyadingeka ukunikela ngesethi efanayo yezinzuzo njenge-Medicare yasekuqaleni (izingxenye A no-B). Ngenxa yalokhu, uma unohlelo lwe-Advantage, uzokhokhelwa izinsizakalo ezifanayo esizixoxe ngenhla.

Ezinye izinhlelo ze-Advantage zinganikela ngezinzuzo ezandisiwe ze-telehealth. Ngokwengeziwe, ukumbozwa kwezidakamizwa kadokotela kufakiwe ezinhlelweni eziningi ze-Advantage.

Masenze ukubuyisa ngokushesha ukuthi yiziphi izingxenye zeMedicare ezimboza i-coronavirus yenoveli ka-2019:

• Ingxenye A: Ingxenye A ihlanganisa ukuhlala kweziguli ezindaweni ezifana nesibhedlela noma indawo yabahlengikazi abanamakhono.
• Ingxenye B: Ingxenye B ihlanganisa ukuvakashelwa kanye nezinsizakalo ezingalaliswayo, ezinye izinsizakalo zeziguli, ukuhlolwa kwe-COVID-19, umuthi wokugoma wenoveli ye-coronavirus (uma utholakala), ukuvakashelwa kwe-telehealth, nezinsizakalo ze-ambulensi
• Ingxenye C: Ingxenye C ihlanganisa izinzuzo eziyisisekelo ezifanayo nezingxenye A no-B. Ingase futhi inikeze ukufakwa okwandisiwe kwe-telehealth.
• Ingxenye D: Ingxenye D ihlanganisa imishanguzo kadokotela.
• Umshuwalense we-Supplement (Medigap): I-Medigap isiza ukukhokhela imali ekhishwayo, i-coinsurance, nama-copays angahlanganiswa izingxenye A no-B.

Okubalulekile

• Okwamanje awukho umuthi wokugoma we-coronavirus yenoveli ka-2019. Ososayensi njengamanje basebenzela ukuthuthukisa eyodwa, futhi abaningi abazongenela ukhetho bangene ezivivinyweni zesigaba sokuqala semitholampilo.
• Kungenzeka kuthathe unyaka noma ngaphezulu ukuthi umuthi wokugoma osebenzayo uthuthukiswe futhi uvunyelwe. Lapho umuthi wokugoma utholakala, i-Medicare Part B ne-Medicare Advantage bazowusibekela.
• I-Medicare ibuye ihlanganise nezinsizakalo eziningi zezempilo ongazidinga uma ugula nge-COVID-19. Izibonelo zifaka kepha azikhawulelwanga, ukuhlolwa, ukuvakashelwa odokotela, nokulaliswa esibhedlela.