Umhlahlandlela Wakho Ohlakaniphile Wezezimali Zamaholide

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Ukunikezwa kwezipho kufanele kube yinjabulo-kusuka ekuhleleni nasekuthengeni kuze kushintshwe. Le mibono izothokozisa umamukeli wakho, isabelomali sakho, nokuba nengqondo kwakho.

Khulisa imali yakho

Ngaso sonke isikhathi vumela indawo encane yokunyakazisa kusabelomali sakho sokupha izipho: Okokuqala, nquma umkhawulo wakho wokusebenzisa imali onethezekile-bese ubeke eceleni amaphesenti angu-20 awo ukuze uthole ukuthenga ngomzuzu wokugcina ongalindelekile. Isibonelo, uma ukwazi ukukhokhela u-$500, sebenzisa u-$400 kuphela. Ngaleyo ndlela, uma uthola isipho esivela kothile owayengekho ohlwini lwakho lokuqala, ungaphindisela ngaphandle kokushaya umugqa wakho ophansi, kusho uJudith Akin, MD, udokotela wezifo zengqondo eVanderbilt University. Kunethuba elihle lokuthi uzodinga umcamelo: Ngonyaka odlule, abantu baseMelika balinganisela ukuthi bazokwehla cishe u-$536 ngamaholide kodwa bagcina besebenzise isilinganiso sama-$730 lilinye, kutholakale inhlolovo ye-National Retail Foundation.

Gxila Kulokho Okubalulekile

Njengoba uthanda ukutotosa abangani bakho nomndeni, kulula ukuzwa sengathi ngisho nemizamo yakho emihle ayanele (ikakhulukazi uma umbuthano wakho wokuxhumana uhlanganisa abantu abambalwa abachitha imali enkulu). Lesi akusona isizathu sokucindezeleka, kusho abacwaningi beStanford Graduate School of Business. Bathola ukuthi ngenkathi abanikezeli bakholelwa ukuthi abamukelayo bazokwazisa kakhulu ngezipho ezibizayo, empeleni izindleko azinawo umthelela ekubongweni. Uma usazizwa usithwe obhululu abaphanayo, zama ukuhlanganisa imali yezipho zeqembu, noma uqalise i-Secret Santa enetimu, njengezipho eziphefumulelwe zeminyaka yama-80s ezinomkhawulo wamanani angu-$20.

Khumbula ezothando

Uma wena nomfana wakho nicabanga ukweqa ukushintshana kwamanje (ngoba nisanda kungena kuma-halfsies kusofa omusha, yithi), ungakwenzi, kusho u-Elizabeth Dunn, Ph.D., uprofesa wezengqondo e-University of British Columbia . Ucwaningo lwakhe lukhombisa ukuthi isipho esifanele singakhumbuza umuntu wakho ngokufana kwakho, simenze azizwe enethemba ngekusasa lakho. Ukuze ujulise ukuxhumana kwakho, gxila kuzipho eziveza izinto ozithandayo, uthi: Uma nihlangane ngesikhathi somhlangano wokuthwebula izithombe, mthatheleni ikhamera. Bobabili abathanda amafilimu? Mthengele isethi yebhokisi eningayibuka ndawonye.

Nikeza Okuhlangenwe nakho, Hhayi Izinto

Uhambo (njengalezi 5 Amazing Fit Trips to Take this Winter), ukudla, imibukiso... lokhu kwenza abantu bajabule kakhulu kunempahla ephathekayo, ngokocwaningo lwe-Psychological Science. UDunn uthi ukukhumbule lokhu njengoba uthenga, futhi ubheke amathikithi ekhonsathi noma okubhaliselwe, njengeklabhu yewayini-yenyanga. Ngezinketho ezingabizi kakhulu, cabanga ngamavawusha ama-movie, isitifiketi sesipho sabantwana, noma ngisho nje isidlo sasemini endaweni yokudlela entsha. U-Dunn uthi: "Ungakwazi ukuchitha imali encane ezipho ezinolwazi, ngoba abantu bavame ukuzazisa kakhulu."

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