Ingabe i-Medicare Ikhava i-Coronavirus ka-2019?

-Delile

• Yini i-Medicare emboza i-coronavirus yenoveli ka-2019?
• Ingabe i-Medicare ikufihla ukuhlolwa kwe-coronavirus ka-2019?
• Ngabe iMedicare ikufihla ukuvakasha kukadokotela kwe-COVID-19?
• Ingabe kufanele usebenzise i-telecare uma ucabanga ukuthi une-COVID-19?
• Ngabe i-Medicare ihlanganisa imishanguzo kadokotela yokwelapha i-COVID-19?
• Ngabe i-Medicare ihlanganisa yini okunye ukwelashwa kwe-COVID-19?
• Ngabe iMedicare izowumboza umuthi wokugoma i-COVID-19 lapho kuthuthukiswa?
• Yiziphi izingxenye zeMedicare ezizofaka ukunakekelwa kwakho uma ungena ku-2019 inoveli coronavirus?
• Imithi Ingxenye A
• Imithi Ingxenye B
• Imithi Ingxenye C
• Imithi Ingxenye D
• I-Medigap
• Okubalulekile

• Kusukela ngoFebhuwari 4, 2020, i-Medicare ihlanganisa ukuhlolwa kwenoveli ye-coronavirus ka-2019 mahhala kubo bonke abahlomuli.
• I-Medicare Part A ikumboza kuze kube yizinsuku ezingama-60 uma ungeniswe esibhedlela ukwelashwa i-COVID-19, ukugula okubangelwe yi-coronavirus yenoveli ka-2019.
• I-Medicare Part B ikumboza uma udinga ukuvakashelwa udokotela, izinsizakalo ze-telehealth, kanye nokwelashwa okuthile kwe-COVID-19, njengama-ventilator.
• I-Medicare Part D ihlanganisa imigomo yesikhathi esizayo ye-2019 yenovela ye-coronavirus, kanye nanoma yiziphi izinketho zokwelashwa ezidalelwa i-COVID-19.
• Kungahle kube nezindleko ezithile ezihlobene nokunakekelwa kwakho okuhambisana ne-COVID-19 kanye ne-coronavirus yenoveli ka-2019, ngokuya ngohlelo lwakho kanye nemali yakho edonselwayo, eyokhokhwa kanye neye-coinsurance.

I-World Health Organisation (i-WHO) isanda kumemezela lesi sifo (i-COVID-19) esibangelwe i-coronavirus yenoveli yango-2019 (SARS-CoV-2).

Lokhu kuqubuka yisifo esisha sha esidalwa yizinhlobo ezahlukahlukene zama-coronaviruses.

Noma ngabe ubhalise kwi-Medicare yasekuqaleni noma i-Medicare Advantage, ungaqiniseka ukuthi umboziwe ukuhlolwa i-coronavirus yenoveli ka-2019 nokuxilongwa nokwelashwa kwe-COVID-19.

Kulesi sihloko, sizohlola konke odinga ukukwazi mayelana nokuthi i-Medicare ihlanganisa ini nge-coronavirus yenoveli ka-2019 kanye nokugula okukubangelayo.

Yini i-Medicare emboza i-coronavirus yenoveli ka-2019?

Muva nje, abakwaMedicare banikeze abahlomuli imininingwane yokuthi le ejensi inikela kanjani ngesikhathi kubhebhetheka i-COVID-19. Nakhu okuzokwenziwa yiMedicare uma ungumhlomuli:

• Ukuhlolwa kwe-2019 yenoveli coronavirus. Uma uhlangabezana nezimpawu ze-COVID-19, kufanele uhlolwe. I-Medicare ihlanganisa ukuhlolwa okudingekile kwe-2019 inoveli coronavirus ngokuphelele mahhala.
• Ukwelashwa kwe-covid19. Abantu abaningi abathola i-coronavirus ka-2019 kungenzeka bangabi nazimpawu. Uma uhlakulela ukugula okuvela egciwaneni, ungakwazi ukudambisa izimpawu zakho ekhaya ngemithi ongayithenga. Njengoba ezinye izinketho zokwelashwa ze-COVID-19 sezizotholakala, imishanguzo izombozwa ngaphansi kohlelo lwakho lwemithi kadokotela.
• I-COVID-19 esibhedlela. Uma ungeniswe esibhedlela ngenxa yokugula ngenxa ye-coronavirus yenoveli ka-2019, i-Medicare izokwemboza ukuhlala kwakho kweziguli kuze kube yizinsuku ezingama-60.

Cishe bonke abazuzi beMedicare bawela kubantu abasengozini yokugula okungathi sína kwe-COVID-19: abantu abaneminyaka engama-65 nangaphezulu kanye nalabo abanezimo zezempilo ezingapheli.

Ngenxa yalokhu, iMedicare idlala indima ebalulekile ekuqinisekiseni ukuthi abasengozini enkulu bayanakekelwa ngalesi sifo.

I-Medicare izoqhubeka nokulungisa ukumbozwa kwayo njengoba kudingeka kubahlomuli abathintwe yi-novel coronavirus.

• I-coronavirus yenoveli ka-2019 ibizwa I-SARS-CoV-2, emele isifo esibucayi sokuphefumula i-coronavirus 2.

• I-SARS-CoV-2 ibangela ukugula okubizwa I-COVID-19, emele isifo se-coronavirus 19.

• Ungahlolwa ukuthi ngabe ulitholile yini leli gciwane, i-SARS-CoV-2.

• Ungasithuthukisa lesi sifo, i-COVID-19, uma unenkontileka yakwa-SARS-CoV-2.

Ingabe i-Medicare ikufihla ukuhlolwa kwe-coronavirus ka-2019?

Uma ubhalise kwi-Medicare, umbozwa ukuhlolwa kwenoveli ye-coronavirus yango-2019 ngaphandle kwezindleko ezingaphandle kwephakethe. Lokhu kufakwa kusebenza kuzo zonke izivivinyo zenoveli ze-coronavirus zango-2019 ezenziwe ngomhlaka 4 noma 2020 kuFebruwari.

I-Medicare Part B iyingxenye yeMedicare ehlanganisa ukuhlolwa kwenoveli ye-coronavirus ka-2019. Nakhu ukuthi ukumbozwa kusebenza kanjani:

• Uma ubhalisile

  Ngabe iMedicare ikufihla ukuvakasha kukadokotela kwe-COVID-19?

  Njengomzuzi weMedicare, ubuye umbozwe ngokuvakashelwa udokotela uma une-COVID-19. Ngokungafani nemfuneko yokuhlolwa, akukho "mkhawulo wesikhathi" walokhu kufakwa.

  Ngaphandle kokumboza ukuhlolwa kwelabhorethri, iMedicare Part B ibuye ihlanganise ukuxilongwa nokuvinjelwa kwezimo zezempilo, okubandakanya ukuvakashelwa ngodokotela.

  Izindleko zalokhu kuvakashelwa zingahluka ngokuya ngohlobo lwecebo onalo. Nakhu ukuthi lokho kusebenza kusebenza kanjani:

  • Uma ubhalisile Imithi yokuqala, usuvele ubhalisile kwi-Medicare Part B futhi umbozwe ukuvakashelwa odokotela.
  • Uma ubhalisile Inzuzo yeMedicare, umbozwe ngeMedicare Part B kanye nanoma ikuphi ukuvakashelwa kodokotela okudingekayo.
  • Uma une Uhlelo lweMedigap nge-Medicare yakho yoqobo, kungasiza ukumboza izindleko zakho ze-Medicare Part B ezikhokhelwayo nezindleko zemali.

  Khumbula ukuthi abantu ababhekene nezimpawu ze-COVID-19 ezimnene kuphela bayelulekwa ukuthi bahlale ekhaya. Kodwa-ke, uma usafuna ukukhuluma nodokotela, ungasebenzisa ngokunenzuzo izinketho zakho ze-Medicare telehealth.

  Ngabe i-Medicare ikhava i-telecare ye-COVID-19

  I-Telemedicine isetshenziswa ngochwepheshe bezempilo ukunikeza ukunakekelwa kwezokwelapha kubantu ngabanye ngezinhlelo ezisebenzisanayo zokuxhumana ngocingo.

  Kusukela ngoMashi 6, 2020, i-Medicare ihlanganisa izinsizakalo ze-telehealth coronavirus zabahlomuli be-Medicare ngalezi zindlela ezilandelayo:

  • Ubhalise ku-Medicare Part B nge-Medicare yasekuqaleni noma nge-Medicare Advantage.
  • Ufuna ukwelashwa nezinye izeluleko zezokwelapha ze-COVID-19.
  • Usehhovisi, indawo yokuhlala esiziwe, isibhedlela, ikhaya lasebekhulile, noma ekhaya.

  Uma ukhetha ukusebenzisa izinsizakalo ze-Medicare's telehealth ukuthola ukuxilongwa nokwelashwa kwe-COVID-19, usazoba nesibopho sezindleko zakho ze-Part B ezikhishwayo nezindleko zemali.

  Uma uneMedigap, ezinye izinhlelo zingasiza ukumboza lezi zindleko.

  Ingabe kufanele usebenzise i-telecare uma ucabanga ukuthi une-COVID-19?

  Abahlomuli be-Medicare abangathinteka yi-COVID-19 bangakhetha ukufuna umuntu noma umuntu ngezinsizakalo ze-telehealth zokuhlolwa, ukuxilongwa, kanye nokwelashwa.

  Uma usumdala futhi uhlangabezana nokuningi kwe-COVID-19, ungahle udinge ukwelashwa esibhedlela. Kulokhu, izinsizakalo ze-telehealth kungenzeka zinganele.

  Uma ucabanga ukuthi ungaba ne-COVID-19 futhi udinga ukuya egumbini lezimo eziphuthumayo, shayela phambili uma kungenzeka ukubazisa ukuthi ungaba ne-COVID-19 futhi usendleleni.

  Uma uhlangabezana nezimpawu eziphansi ze-COVID-19, izinsizakalo ze-Medicare's telehealth zingaba yindlela engcono kuwe.

  Lokhu kuzokuvumela ukuthi uthole ukwelulekwa kwezokwelapha ngaphandle kwengozi yokudlulisela leli gciwane kwabanye nakwinduduzo yekhaya lakho.

  Xhumana nodokotela wakho noma umhlinzeki wezokunakekelwa kwezempilo ngolwazi oluthe xaxa mayelana nezinsizakalo ze-telehealth ezingakunikeza.

  Ungathola izibuyekezo ezibukhoma kubhadane lwamanje lwe-COVID-19 lapha, futhi uvakashele ihabhu lethu le-coronavirus ukuthola eminye imininingwane ngezimpawu, ukwelashwa nokuthi ungazilungiselela kanjani.

  Ngabe i-Medicare ihlanganisa imishanguzo kadokotela yokwelapha i-COVID-19?

  Bonke abazuzi beMedicare kudingeka ukuthi babe nohlobo oluthile lokutholakala kwemithi kadokotela, ngakho-ke njengomzuzi, kufanele ngabe usuvele umboziwe ngemithi yokwelashwa ye-COVID-19 njengoba ikhula.

  I-Medicare Part D yingxenye yeMedicare yoqobo ehlanganisa imishanguzo kadokotela. Cishe zonke izinhlelo zeMedicare Advantage nazo zihlanganisa imishanguzo kadokotela. Nakhu ukuthi ukutholakala kwemithi ye-Medicare kusebenza kanjani:

  • Uma ubhalisile Imithi yokuqala, kufanele ubhalise Ingxenye yeMedare D kanye nokutholakala kwezidakamizwa kadokotela. Izinhlelo zeMedicare Part D zizohlanganisa imishanguzo kadokotela edingekayo ekwelapheni i-COVID-19, kufaka phakathi imigomo ye-COVID-19 eyenziwe.
  • Uma ubhalisile Inzuzo yeMedicare, kungenzeka ukuthi uhlelo lwakho luhlanganisa imishanguzo kadokotela nemishanguzo yesikhathi esizayo ye-COVID-19. Xhumana nomhlinzeki wakho wohlelo ukuze uqiniseke mayelana nalokho okuhlanganisiwe.
  • Uma une Uhlelo lweMedigap lokho kwathengwa ngemuva kukaJanuwari 1, 2006, lelo hlelo alibandakanyi imishanguzo kadokotela.Udinga ukuba nohlelo lweMedicare Part D lokuqinisekisa ukuthi unosizo lokukhokhela imishanguzo kadokotela, ngoba awukwazi ukuba neMedicare Advantage neMedigap.

  Ngabe i-Medicare ihlanganisa yini okunye ukwelashwa kwe-COVID-19?

  Okwamanje akukho zindlela zokwelashwa ezivunyiwe ze-COVID-19; kodwa-ke, ososayensi emhlabeni jikelele basebenza nsuku zonke ukuthuthukisa izidakamizwa kanye nemithi yokugoma yalesi sifo.

  Ezimweni ezimnene ze-coronavirus yenoveli, kunconywa ukuthi uhlale ekhaya uphumule. Ezinye izimpawu ezinzima, ezifana nomkhuhlane, nazo zingalashwa ngemithi engaphezulu kwekhawunta.

  Amacala aqiniswe kakhulu we-coronavirus yenoveli angadinga ukulaliswa esibhedlela ukwelashwa kwezimpawu, ikakhulukazi uma zifaka:

  • ukoma komzimba
  • umkhuhlane omkhulu
  • inkinga yokuphefumula

  Uma ungeniswe esibhedlela nge-coronavirus yenoveli ka-2019, iMedicare Part A izokhokhela izindleko zokulaliswa esibhedlela. Nakhu ukuthi ukumbozwa kusebenza kanjani:

  • Uma ubhalisile Imithi yokuqala, I-Medicare Part A ikumboza ngamaphesenti ayi-100 ngokuhlala esibhedlela kuze kube yizinsuku ezingama-60. Usazodinga ukukhokha ingxenye yakho ekhishwayo ngaphambi kokuthi iMedicare ikhokhe, noma kunjalo.
  • Uma ubhalisile Inzuzo yeMedicare, usuvele umboziwe ngazo zonke izinsizakalo ezingaphansi kwe-Medicare Part A.
  • Uma une Uhlelo lweMedigap nge-Medicare yakho yoqobo, kuzosiza ukukhokhela i-Part A coinsurance nezindleko zesibhedlela izinsuku ezingeziwe ezingama-365 ngemuva kokuthi iMedicare Part A iyeke ukukhokha. Ezinye izinhlelo zeMedigap nazo zikhokha ingxenye (noma yonke) yengxenye A edonswayo.

  Kungadingeka umshini wokuphefumula weziguli ezibhedlela ezine-COVID-19 ezingakwazi ukuziphefumulela zodwa.

  Le ndlela yokwelashwa echazwa yiCentre for Medicare & Medicaid Services (CMS) njengemishini yezokwelapha ehlala isikhathi eside (i-DME), ihlanganiswe ngaphansi kweMedicare Part B.

  Ngabe iMedicare izowumboza umuthi wokugoma i-COVID-19 lapho kuthuthukiswa?

  Kokubili iMedicare Part B kanye neMedicare Part D kuvikela imishanguzo lapho kudingeka khona ukuvimbela ukugula.

  Njengengxenye yenqubomgomo yenovela coronavirus kaMedicare.gov ka-2019, lapho kwenziwa umuthi wokugoma i-COVID-19, uzombozwa ngaphansi kwazo zonke izinhlelo zeMedicare Prescription Drug. Nakhu ukuthi ukumbozwa kusebenza kanjani:

  • Uma ubhalisile Imithi yokuqala, kudingeka ube nohlelo lweMedicare Part D. Lokhu kuzokumboza nganoma yimuphi umuthi wokugoma we-COVID-19 wesikhathi esizayo othuthukisiwe.
  • Uma ubhalisile Inzuzo yeMedicare, uhlelo lwakho kungenzeka seluvele luhlanganisa imishanguzo kadokotela. Lokhu kusho ukuthi ubuye umbozwe umuthi wokugoma i-COVID-19, lapho kukhishwa owodwa.

  Yiziphi izingxenye zeMedicare ezizofaka ukunakekelwa kwakho uma ungena ku-2019 inoveli coronavirus?

  I-Medicare iqukethe Ingxenye A, Ingxenye B, Ingxenye C, Ingxenye D, neMedigap. Akunandaba ukuthi unhloboni yokutholakala kwe-Medicare, inqubomgomo entsha ye-Medicare iqinisekise ukuthi umbozwe ngangokunokwenzeka ekunakekelweni kwe-COVID-19.

  Imithi Ingxenye A

  I-Medicare Part A, noma umshuwalense wesibhedlela, ihlanganisa izinsizakalo ezihlobene nezibhedlela, ukunakekelwa kwezempilo yasekhaya nokunakekelwa kwezinsiza zabahlengikazi, kanye nezinsizakalo ze-hospice. Uma ungeniswe esibhedlela nge-COVID-19, umbozwe yiNgxenye A.

  Imithi Ingxenye B

  I-Medicare Part B, noma umshuwalense wezokwelapha, ihlanganisa ukuvimbela, ukuxilonga, kanye nokwelashwa kwezimo zezempilo. Uma udinga ukuvakashelwa udokotela oxilongayo, izinsizakalo ze-telehealth, noma ukuhlolwa kwe-COVID-19, umbozwe yiNgxenye B.

  Imithi Ingxenye C

  I-Medicare Part C, ebizwa nangokuthi i-Medicare Advantage, ihlanganisa zombili izinsizakalo ze-Medicare Part A ne-Part B. Izinhlelo eziningi ze-Medicare Advantage nazo zihlanganisa:

  • imishanguzo kadokotela
  • amazinyo
  • umbono
  • ukuzwa
  • ezinye izinzuzo zokunakekelwa kwezempilo

  Noma iziphi izinsizakalo ze-coronavirus zanoveli ezimbozwe ngaphansi kweNgxenye A neNgxenye B nazo zimbozwe ngaphansi kwe-Medicare Advantage.

  Imithi Ingxenye D

  I-Medicare Part D, noma ukutholakala kwezidakamizwa kadokotela, kusiza ukumboza imishanguzo yakho kadokotela. Lolu hlelo luyisengezo ku-Medicare yasekuqaleni. Noma imiphi imithi yokugoma yesikhathi esizayo noma yokwelapha i-COVID-19 izombozwa yiNgxenye D.

  I-Medigap

  IMedigap, noma umshuwalense wokulekelela, usiza ukumboza izindleko ezihambisana neMedicare Part A neNgxenye B. Lolu hlelo luyisengezo kuMedicare wokuqala.

  Uma unezindleko ezihambisana nokunakekelwa kwakho kwe-COVID-19, lezo zingambozwa ngabakwaMedigap.

  Okubalulekile

  I-Medicare inikeza ukuhlinzekwa okuhlukahlukene kwe-COVID-19 kwabahlomuli be-Medicare. Ngaphansi kweMedicare, umbozwe ukuhlolwa, ukuxilongwa, kanye nokwelashwa kwe-COVID-19.

  Ngenkathi ukuhlolwa kwe-coronavirus yenoveli ka-2019 kumahhala ngokuphelele kubo bonke abahlomuli be-Medicare, kusengaba khona izindleko ezingaphandle kwezikhwama ezihlobene nezinsizakalo zakho zokuxilonga nokwelashwa.

  Ukuthola ukumbozwa kwakho ngqo kanye nezindleko zokunakekelwa kwe-COVID-19, xhumana nohlelo lwakho lwe-Medicare ngolwazi oluthile.

  Imininingwane ekule webhusayithi ingakusiza ekwenzeni izinqumo eziphathelene nomshuwalense, kepha ayihloselwe ukunikeza iseluleko maqondana nokuthengwa noma ukusetshenziswa kwanoma imuphi umshwalense noma imikhiqizo yomshuwalense. I-Healthline Media ayisebenzisi ibhizinisi lomshwalense nganoma iyiphi indlela futhi ayinamalayisensi njengenkampani yomshuwalense noma umkhiqizi kunoma iyiphi indawo yase-U.S. I-Healthline Media ayincomi noma ivumele noma yiziphi izinkampani zangaphandle ezingase zenze ibhizinisi lomshwalense.