Ingabe i-Medicare Cover Knee Replacement Surgery?

-Delile

• Izindleko zakho eziphuma ephaketheni
• Ingxenye yeMedare D
• Uhlelo lwe-Medicare supplement (iMedigap)
• Uhlelo lweMedicare Advantage (Ingxenye C)
• Ezinye izindlela zokuhlinzwa kwamadolo
• Ukudla okudlela endlini

I-Original Medicare, okuyi-Medicare izingxenye A no-B, izokhokhela izindleko zokuhlinzwa ngamadolo - kufaka phakathi izingxenye zenqubo yakho yokutakula - uma udokotela wakho ekhombisa kahle ukuthi ukuhlinzwa kuyadingeka kwezokwelapha.

I-Medicare Part A (umshuwalense wesibhedlela) ne-Medicare Part B (umshuwalense wezokwelapha) ngamunye angahlanganisa izici ezahlukahlukene.

Funda kabanzi mayelana nokuthi yini emboziwe nokuthi yini engekho, kanye nezinye izinqubo zamadolo ezimbozwe ngaphansi kweMedicare.

Izindleko zakho eziphuma ephaketheni

Uzongena ezindlekweni ezivela ezindlekweni eziphuma ephaketheni ezihambisana nokuhlinzwa kwamadolo akho, kufaka phakathi ingxenye yakho ekhishwayo engxenyeni B kanye noqinisekiso lwama-20% (izindleko ezisele).

Qiniseka ukuthi uqinisekisa nodokotela wakho kanye nesibhedlela izindleko eziqondile zenqubo yokuhlinzwa nokunakekelwa kwangemuva, njengemithi yezinhlungu nokwelashwa ngokomzimba.

Uma ungakhethanga ohlelweni lwezidakamizwa kadokotela, i-Medicare Part D, imithi ingaba izindleko ezingeziwe.

Ingxenye yeMedare D

I-Medicare Part D, inzuzo yokuzikhethela etholakala kuwo wonke umuntu one-Medicare, kufanele ihlanganise imithi edingekayo yokuphathwa kobuhlungu nokuvuselelwa.

Uhlelo lwe-Medicare supplement (iMedigap)

Uma unecebo lokwengeza le-Medicare, ngokuya ngemininingwane, izindleko ezingaphandle kwezikhwama zingahlanganiswa yilolo hlelo.

Uhlelo lweMedicare Advantage (Ingxenye C)

Uma unecebo le-Medicare Advantage, ngokusekelwe emininingwaneni yohlelo lwakho, izindleko zakho zokuphuma ephaketheni zingaba ngaphansi kune-Medicare yasekuqaleni. Izinhlelo eziningi zeMedicare Advantage zifaka Ingxenye D.

Ezinye izindlela zokuhlinzwa kwamadolo

Kanye nokuhlinzwa okuguqulwa ngamadolo, iMedicare nayo ingamboza:

• Ukusekelwa kwe-Viscosupplementation. Le nqubo ifaka i-hyaluronic acid, uketshezi oluthambisa, emadolweni phakathi kwamathambo amabili. I-Hyaluronic acid, ingxenye esemqoka yoketshezi oluhlangene emalungeni aphilile, isiza ukuthambisa ilunga elonakele, okuholela ekunciphiseni ubuhlungu, ukunyakaza okungcono, kanye nokwehla kokuqhubeka kwe-osteoarthritis.
• Ukwelashwa kwemizwa. Le ndlela yokwelashwa ifaka phakathi ukuguqulwa okungasebenzi kwezinzwa ezicijile emadolweni ukunciphisa ingcindezi nokunciphisa izinhlungu.
• Ehlisa umthwalo webhande. Ukudambisa izinhlungu, lolu hlobo lwamadolo okuqinisa idolo lukhawulela ukunyakaza kohlangothi lwedolo futhi lufaka amaphuzu amathathu engcindezi emathangeni. Lokhu kwenza idolo liguqe kude nendawo ebuhlungu yelungu. I-Medicare imboza ama-brace brace ethathwa njengesidingo sikadokotela wakho.

Ukwelashwa kwamadolo okudumile okwamanje okungamboziwe yi-Medicare kufaka:

• Ukwelashwa kwesiqu. Le nqubo ifaka ukujova amangqamuzana ama-stem emadolweni ukuze abuyise uqwanga.
• Iplasma ecebile ngeplatelet (PRP). Lokhu kwelashwa kubandakanya ukufaka ama-platelet akhishwe egazini lesiguli ukukhuthaza ukuphulukiswa kwemvelo.

Ukudla okudlela endlini

Ukuhlinzwa kokushintshwa kwamadolo okubhekwa njengokudingekile kwezokwelapha kufanele kufakwe yi-Medicare.

Cabanga ukuxhumana neMedicare ukuze uqiniseke ukuthi izindleko zokuguqula amadolo zizokhokhwa esimweni sakho esithile ngokushayela i-800-MEDICARE (633-4227).

Imininingwane ekule webhusayithi ingakusiza ekwenzeni izinqumo eziphathelene nomshuwalense, kepha ayihloselwe ukunikeza iseluleko maqondana nokuthengwa noma ukusetshenziswa kwanoma imuphi umshwalense noma imikhiqizo yomshuwalense. I-Healthline Media ayisebenzisi ibhizinisi lomshwalense nganoma iyiphi indlela futhi ayinamalayisensi njengenkampani yomshuwalense noma umkhiqizi kunoma iyiphi indawo yase-U.S. I-Healthline Media ayincomi noma ivumele noma yiziphi izinkampani zangaphandle ezingase zenze ibhizinisi lomshwalense.

Funda le ndatshana ngeSpanishi