Izinto ezi-5 Umthethosivivinywa Omusha Wezempilo Yengqondo Ungasho Ngokwempilo Yakho

-Delile

• 1. Imibhede eminingi yasesibhedlela
• 2. Udokotela wengqondo noma isikhundla sombuso esiholwa yisazi sokusebenza kwengqondo
• 3. Ucwaningo olwengeziwe (olubalulekile!).
• 4. Ukunakekelwa kwempilo yengqondo okuthengekayo kubo bonke
• 5. Kubuyekezwe imithetho yobumfihlo ukuvumela 'ukuxhumana okunobubele'
• Buyekeza kwe-

Izinguquko ezinkulu ohlelweni lokunakekelwa kwempilo yengqondo kungenzeka ziyeza maduzane, ngenxa yoMthetho Wokusiza Imindeni Kwezinkinga Zempilo Yengqondo, odlule cishe ngazwilinye (422-2) ngesonto eledlule eNdlu Yabamele. Lo mthetho, othathwa njengenguquko ebanzi kakhulu emashumini eminyaka, ungaba uguquko kubantu baseMelika abangaphezu kwezigidi ezingu-68 (lokho okungamaphesenti angaphezu kuka-20 yenani labantu base-US) abaye baba nenkinga yengqondo noma ukusetshenziswa kwezidakamizwa ngonyaka odlule, hhayi ukubalula abantu baseMelika abangaphezu kwezigidi ezingu-43 ababhekana nesifo esithile sengqondo ngo-2014.

"Leli voti eliyingqophamlando livala isahluko esidabukisayo ekwelapheni kwezwe lethu ukugula okubi ngokwengqondo futhi lamukela ukuqala okusha kosizo nethemba," kusho uCongressman Tim Murphy, isazi sokusebenza kwengqondo yezingane esinelayisensi, owaqala ukwethula lo mthethosivivinywa ngo-2013 ngemuva kweSandy. Hook Elementary School ukudubula. "Siqeda inkathi yokucwaswa. Ukugula ngengqondo akuselona ihlaya, kuthathwa njengokukhubazeka kokuziphatha nesizathu sokuphonsa abantu ejele. Ngeke sisakhipha abagula ngengqondo egumbini labezimo eziphuthumayo siye emndenini bese sithi 'Kuhle ngenhlanhla, unakekele othandekayo wakho, senze konke okuzovunyelwa ngumthetho. ' Namuhla iNdlu ivotele ukuletha ukwelashwa ngaphambi kwenhlekelele, "eqhubeka ethula izindaba. (Bheka ukuthi abesifazane balwa kanjani nokucwaswa kwezempilo yengqondo.)

Ngemuva kokugunyazwa yiNdlu, amaSeneta uChris Murphy noBill Cassidy banxuse iSenate ukuthi ivote ngomthethosivivinywa wabo ofanayo, i Umthetho Wokuguqulwa Kwezempilo Yengqondo, esivele sidlulile ekomidini lezempilo leSenate ngoMashi. Baphikisene esitatimendeni esihlanganyelwe sokuthi uMthethosivivinywa weNdlu "awuphelele, kodwa iqiniso lokuthi wadlula ngendlela emangalisayo kuwubufakazi bokuthi kukhona ukwesekwa okubanzi, okuhlangene okuhlangene ekulungiseni uhlelo lwethu lwezempilo yengqondo oluphukile."

I-APA ishayele ihlombe iNdlu ngokudlulisa ifayili le- Ukusiza Imindeni KuMthetho Wezinkinga Zezempilo Yengqondo futhi unxuse iSigele ukuba samukele umthetho lowo ngasekupheleni konyaka. "Ukubuyekezwa okuphelele kwezempilo yengqondo kuyadingeka ngokuphuthumayo ezweni lethu, futhi lo mthetho ohlanganisa amazwe womabili usiza ukubhekana nalesi sidingo esibucayi," kusho uMongameli we-APA uMaria A. Oquendo, M.D. esitatimendeni.

Ngenkathi kuzodingeka silinde ukubona ukuthi lokhu kuzamazama kanjani ohlelweni lwezomthetho nokuthi yimuphi umthetho wokugcina wezempilo yengqondo ozodlula, nakhu ukuthuthuka okukhulu kwezempilo yengqondo okushiwo ngumthethosivivinywa omusha weNdlu.

1. Imibhede eminingi yasesibhedlela

Lo mthethosivivinywa uzobhekana nokushoda kwemibhede yengqondo engu-100 000 e-U.S. Ukuze labo ababhekene nenkinga yempilo yengqondo bathole ukwelashwa esibhedlela okwesikhashana ngokushesha, ngaphandle kwezikhathi zokulinda.

2. Udokotela wengqondo noma isikhundla sombuso esiholwa yisazi sokusebenza kwengqondo

Isikhundla esisha sikahulumeni, Umsizi Kanobhala Wezempilo Yengqondo kanye Nezinkinga Zokusetshenziswa Kwezidakamizwa, sizokwakhiwa ukuze kuqhutshekwe ne-Substance Abuse Mental Health Services Administration (SAMHSA), ehlanganisa izinhlelo zikahulumeni zempilo yengqondo ukuze kuthuthukiswe ikhwalithi nokutholakala kokuvimbela, ukwelashwa, kanye izinsizakalo zokuvuselela. Okubaluleke kakhulu, lesi sikhulu esisha sizodingeka sibe neziqu zobudokotela kwezokwelapha noma ezengqondo enolwazi olubalulekile lomtholampilo kanye nocwaningo.

3. Ucwaningo olwengeziwe (olubalulekile!).

Isikhulu esisanda kuqokwa sizojutshwa ukuthi sakhe iLebhu Yenqubomgomo Yezempilo Yengqondo Kazwelonke ukulandelela izibalo zezempilo yengqondo nokuthola izindlela zokwelashwa ezisebenza kahle kakhulu. Lo mthethosivivinywa uphinde ufune ukuxhaswa kohlelo lobuchopho eNational Institute of Mental Health ukusiza ukwenza izifundo ezibhekiswe ekwehliseni ukuzibulala nodlame kulabo abanenkinga yokugula ngengqondo - abaningi abakubona kubalulekile uma kuqedwa umjikelezo wokudutshulwa kwabantu abaningi.

4. Ukunakekelwa kwempilo yengqondo okuthengekayo kubo bonke

Lo mthethosivivinywa ugunyaza uxhaso lwamadola ayizigidi ezingama- $ 450 ukuze kusetshenzelwe abantu abadala kanye nezingane ezinezifo ezibucayi zengqondo. Amazwe azokwazi ukufaka isicelo sezibonelelo ukusiza ukuqhuba imitholampilo yendawo yezempilo yengqondo ehlinzeka ngokwelashwa okusekelwe ebufakazini kulabo abadinga usizo, kungakhathaliseki ukuthi ikhono labo lokukhokha. Ingxenye yalo mthethosivivinywa ibuye ichibiyele iMedicaid, edinga ukumbozwa kokuhlala isikhashana ezikhungweni zezempilo yengqondo.

5. Kubuyekezwe imithetho yobumfihlo ukuvumela 'ukuxhumana okunobubele'

Le ngxenye yomthethosivivinywa idinga imithetho yenhlangano ye-HIPAA (esungula imithetho yobumfihlo yemininingwane yezempilo yomuntu siqu) ukuthi icaciswe ukuze abazali nabanakekeli bathole ulwazi olubalulekile mayelana nempilo yengane yabo egula ngengqondo lapho sebengaphezu kweminyaka engu-18. Ukuhunyushwa kabusha kuzovumela ukuxilonga. , izinhlelo zokwelapha, kanye nolwazi olumayelana nemithi okufanele kwabelwane ngayo lapho isiguli singakwazi ukuzenzela izinqumo.

Buyekeza kwe-