Izitoko Ezinhle Kakhulu Zokufaneleka Ongazithenga Manje

-Delile

• Buyekeza kwe-

Ngabe wenze isinqumo sezempilo noma sokuqina komzimba kulo nyaka? Njengoba ukubuka indawo yokuzivocavoca egcwele abantu ngoJanuwari kungakutshela, awuwedwa (ngokwezwi nezwi). Lesi yisikhathi sonyaka lapho kusebenza khona wonke umuntu unquma ukushaya ijimu kaningi, alahle amakhilogremu ambalwa, noma azibekele imigomo emisha yokuqina, njengokuthanda ukugijimisa imarathon. (Thola Indlela Yokusetha Izinqumo Ozozigcina.)

Kodwa nakhu okuthile ongakwenza hhayi uke wacabanga ngalokhu: Uma umusha ukuzivocavoca umzimba, noma ufuna nje ukuzinika ugqozi olusha, uzodinga igiya elisha, mhlawumbe nobulungu bejimu. Futhi nabo bonke abangane bakho bokuzivocavoca bayokwenza kanjalo. Le nsalela yokuzivocavoca okusha isho ukwanda kwamadola athelwa emabhizinisini afana nezinkampani zezicathulo nezingubo, izinkampani zezobuchwepheshe bokuzivocavoca, nokuningi, kusho uBrian Sozzi, Intatheli yeSpecial Features yeThe Street, inkampani yemidiya yezimali edijithali.

Ukuhumusha: Isikhathi esihle sokutshala imali enkampanini yokuzivocavoca. Izindaba ezimnandi kithi nathi esenze isinqumo sokuqinisa isikhwama semali. (Kufanele ngabe ulandela lezi Zeluleko Zokulondoloza Imali Zokuthola Ukulingana Ngokwezimali.) Noma ngabe ungumtshalizimali onolwazi noma awunayo iphothifoliyo futhi ufuna ukuthenga amasheya ambalwa, nakhu okufanele ukwenze kuqala.

"Ngena ekamelweni lakho ubone lapho wena bebesebenzisa imali eningi, "kusho uSozzi. Uthole ama-leggings ama-Lululemon angama-18? Amabili ama-Nike akhahlela? Umqondo omuhle wokuqina, izinhlobo osuvele uzithenga yilezo abanye abasha abazozivocavoca abazofuna nazo, kusho uSozzi.

Uma usunezinkampani ezimbalwa engqondweni, hamba uye kumawebhusayithi abo bese uya ekhasini lobudlelwano nabatshalizimali ukuthola umbiko wonyaka (lokhu kufanele kufinyeleleke kalula ezinkampanini eziningi ezithengiswa esidlangalaleni). "Lo mbiko uzokutshela ukuthi le nkampani ibisebenza kanjani ngokwezimali ezinyangeni eziyi-12 ezedlule, nokuthi ihlela ukwenzani ngokulandelayo, ukuze ukwazi ukunquma ukuthi ngabe ukutshalwa kwezimali okuhlakaniphile yini," kuchaza uSozzi, oweluleka ngokuthi akhulume nomeluleki wezezimali uma lokhu konke kukusha kuwe.

Noma weqa ucwaningo bese ukhetha eyodwa (noma ngaphezulu!) yalezi zinkampani i-Sozzi ecabanga ukuthi ziyizinketho eziqinile: i-Lululemon, i-NIKE, i-Under Armour, i-Dick's Sporting Goods, ne-Apple. (Uke wezwa ngalezi zici ezintathu ezimangalisayo ze-Apple Watch?)

Ithiphu yokugcina: USozzi ucabanga ukuthi ama-gyms amancane, ashibhile, njengePlanet Fitness, azotshala imali kungekudala. Iningi lalezi zinkampani azikakadayiswa esidlangalaleni, noma kunjalo, gcina izindlebe zakho uvulekele izindaba zokuthi zingaba nini! Lungela ukubuka isikhwama sakho semali sikhula njengoba ukhalo lwakho luncipha.

Buyekeza kwe-