Izimali Ezinempilo: Ungu-Shopaholic. UyiNhlakanipho. Ungawenza Usebenze?

-Delile

• Buyekeza kwe-

"Imibhangqwana eminingi ayikho ekhasini elifanayo ngokwezimali," kusho uLois Vitt, ongumbhali naye Wena Nemali Yakho: Igayidi Ye-No-Stress to Becoming Financial Fit. "Futhi izinkinga zemali ezingaxazululiwe zingase ziholele isehlukaniso." Isihluthulelo sokunqoba ukungezwani? Ukuxhumana okuvulekile. I-Vitt inikeza lezi zixazululo zokungqubuzana ezintathu ezivamile.

Uthanda ukuhlambalaza; unguFred Frugal
Khuphuka nezinhlobo zokonga nezokusetshenziswa kwemali. I-shopaholic izoba namadola azikhethela ngakho-ke ayizizwa incishwa okuthile, kuyilapho isilondolozi singethemba ukuthi kuzoba nemali yezimo eziphuthumayo nekusasa.
• Ukhokha amakhadi akho esikweletu njalo ngenyanga; usekweletini kuze kufike kuHumvee wakhe
  Sebenzani ndawonye. Hlala phansi ubhale konke akukweletayo. Khokha izinto ngamanani wenzalo aphezulu kuqala, bese udlulisela amabhalansi kumakhadi ezinga eliphansi. Yenza isivumelwano sokuyeka ukusebenzisa isikweletu ezintweni ezithokozisayo njengokuyodlela ngaphandle kanye nezinto zamathikithi amakhulu njenge-TV yesikrini esiyisicaba ( esikhundleni salokho zilondolozele).
• Ungabala yonke imali oyichithayo; uphonsa amarisidi
  Uma wabelana nge-akhawunti yasebhange, qaphela kokubili iholo lakho kanye nezindleko. Uma umuntu wakho engeyena umfana wespredishithi, zinikele ekudlaleni i-accountant, kepha umbandakanye kule nqubo.

Buyekeza kwe-