Uzivuza Kanjani Ngokusebenza Ngokuthinta Kakhulu Kuthinta Isisusa Sakho

-Delile

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Akunandaba ukuthi uthanda kangakanani ukukhama ngesithukuthuku esihle, kwesinye isikhathi udinga isikhuthazo esithe xaxa sokukuyisa ejimini (okwakungumbono wabo wesihogo ukubhalisela amakilasi e-bootcamp ka-6 ekuseni, noma kunjalo?). Kodwa Kanjani ugqugquzela izindaba zomsebenzi ngezizathu zakho, ngokusho kwesifundo esisha esivela eNyuvesi yasePennsylvania.

Abaphenyi ePerelman School of Medicine babheka indlela imivuzo yezezimali ethinta ngayo ugqozi lwethu lokuthola umzimba, futhi bathole ukuthi indlela esibeka ngayo isikhuthazo yenza umehluko omkhulu. Ngokuqondile, babheke ukuthi izinhlelo zokuphila kahle emsebenzini-ezivame ukuvuza abasebenzi ngokuhlangabezana nezidingo ezithile zezempilo-zingasebenza kanjani, uma kunikwa ukuthi isigamu sabantu abadala base-US abasatholi umthamo onconywayo wansuku zonke wokuzivocavoca umzimba (hhayi opholile). (Sinamathiphu ezempilo avela ezinhlelweni eziyi-10 eziphezulu zezeMpilo.)

Bonke ababambiqhaza bocwaningo banikezwe umgomo wezinyathelo ezingama-7,000 ngosuku esikhathini esingamasonto angama-26. Ukuhlola izisusa zokuqina, abacwaningi basungula izinhlaka ezintathu zokukhuthaza: Iqembu lokuqala lathola izindodla ezimbalwa nsuku zonke lapho lihlangabezana nenhloso yalo, iqembu lesibili lalifakwa kwilotho yansuku zonke yenani elifanayo uma lihlangabezana nomgomo, futhi iqembu lesithathu lathola isamba semali ekuqaleni kwenyanga futhi kwakudingeka likhokhe ingxenye yemali yosuku ngalunye lehluleka ukufeza inhloso yalo.

Imiphumela yayihlanya kakhulu. Ukunikeza isikhuthazo sezezimali sansuku zonke noma ilotho akwenzanga lutho ukukhulisa ugqozi kubabambiqhaza-bahlangabezane nenhloso yesinyathelo sansuku zonke kuphela amaphesenti angama-30-35 wesikhathi, okungadluli nje eqenjini lokulawula lababambiqhaza abanikezwa izikhuthazo zero. Ngaleso sikhathi, iqembu elazibeka engcupheni yokulahlekelwa umvuzo walo wezezimali lalinamathuba angamaphesenti angama-50 okufeza izinhloso zalo zansuku zonke kuneqembu elilawulayo. Lokho kungukukhuthaza okukhulu. (PS Olunye ucwaningo luthi Ukujeziswa Kungaba Isisusa Esiyinhloko Sokuzivocavoca.)

"Ukuthola kwethu kubonisa ukuthi amandla okulahlekelwa umvuzo ayisikhuthazo esinamandla," kusho umlobi ophezulu u-Kevin G. Volpp, MD, PhD, uprofesa weMedical and Health Care Management kanye nomqondisi wePenn Centre for Health Incentives and Behavioral Economics. .

Ungawusebenzisela ngokwakho umqondo osesifundweni ngezinhlelo zokusebenza ezifana ne-Pact, ekuhlawulisa ngaso sonke isikhathi lapho wehluleka ukufeza izinjongo zakho zokuzivocavoca zamasonto onke. Futhi, uzothola umvuzo wemali owengeziwe lapho uwuchoboza. Chitha leyo nhlama oyisebenzele kanzima kubhodisi wezemidlalo omusha oshisayo futhi kuwina kwangempela. (Kabili ekuzuzeni kwakho ngezinhlelo ezinhle kakhulu zemiklomelo yeFitness Fashionistas!)

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